World Nomads Travel Insurance 2026 – Guide & Cost
World Nomads travel insurance is one of the best-known options for travelers worldwide. This guide explains what World Nomads travel insurance covers, how much it costs, and which plan (Standard or Explorer) suits you best.
🚀 Get a World Nomads QuoteWhat is World Nomads travel insurance?
World Nomads travel insurance provides protection for travelers in over 130 countries, covering emergencies, cancellations, baggage, and many adventure activities. It’s ideal for independent travelers seeking flexible coverage and reliable 24/7 assistance.
For full details, visit the official World Nomads website to compare plans by region.
World Nomads insurance plans and differences
| Feature | Standard | Explorer |
|---|---|---|
| Emergency medical | Basic limits per region | Higher limits and broader coverage |
| Trip cancellation | Lower limits | Higher limits, more covered reasons |
| Baggage | Limited item caps | Extended coverage |
| Adventure activities | Basic list | Expanded list of sports |
Coverage included
- Emergency medical care & evacuation/repatriation
- Trip cancellation or interruption
- Lost, stolen, or delayed baggage
- Flight delays or missed connections
- COVID-19 coverage (where applicable)
Coverage and limits vary by country of residence. Always review official documentation before buying.
What’s not covered
- Pre existing medical conditions (unless waived)
- Reckless behavior, substance use, or illegal acts
- “Do Not Travel” destinations
- Non-urgent care that can wait until you return
How to make a claim
- Create an account on the claims portal.
- Submit your incident (medical, baggage, delay, etc.).
- Upload the necessary documents.
- Track the claim progress online.
Pro tip: Keep receipts, boarding passes, and reports — they help speed up the process.
Country of residence & eligibility
The coverage depends on your country of residence. Entering incorrect details may invalidate your policy. Check the Policy Wording for your region before purchasing.
Cost of this insurance
- Traveler’s age and destination
- Trip duration
- Plan type (Standard or Explorer)
- Selected adventure activities
For more trip inspiration, read our guides on Travel Tips for Greece and What to Pack for Travel.
Check your priceHow to choose your plan
- List your activities (e.g., scuba, hiking).
- Compare the coverage limits.
- Read the official documents for your country.
FAQ
- Does it cover COVID-19?
- In many regions, yes, for emergency medical or quarantine, depending on your plan.
- Are pre-existing conditions covered?
- Usually no, unless a waiver applies in your market.
- Can I buy while traveling?
- Often yes, depending on your country of residence.
- Are extreme sports covered?
- Many adventure sports are included. Check the activity list and plan tier.
Important note
This article is informational. Actual coverage, limits and exclusions are defined by World Nomads’ official documents for your country of residence. Review the Policy Wording and ensure your data is accurate before purchase.
